Jan 27 2012

What are the Different Types of Power of Attorney? 

Category: Power Of AttorneyAnders Eriksson @ 8:48 am

The following article includes pertinent information that may cause you to reconsider what you thought you understood. The most important thing is to study with an open mind and be willing to revise your understanding if necessary.

You will never know what to expect in the future, so it pays to prepare everything before the going gets tough. That includes planning how to and who will handle your finances, business, and other personal matters should you become unable to do so. This is where the power of attorney comes in. It is a document that allows a person to grant legal authority to another person to make decisions regarding finances, business, medications, health care, and other personal affairs on his or her behalf.

In general, a principal can choose from four types of powers that he or she can give to his or her agent (also called the attorney-in-fact).

The right type to choose depends on the extent of power you want to bestow on your agent. It also depends on when you prefer to start appointing such power to your agent as well as when you want the power terminated. 
1. General – This legal document allows the attorney-in-fact to act for the principal in almost every aspect of his or her life. It even authorizes the agent to gain access to the principal’s safety deposit boxes or to handle all the properties of the principal.

The effectivity of this document ends when the principal dies or becomes mentally disabled. Because of its seemingly unlimited nature, the general power must be considered thoroughly before it is given to another person. It is advised that this type of power be used sparingly because it is prone to abuse and misuse of power by the agent. 

Is everything making sense so far? If not, I’m sure that with just a little more reading, all the facts will fall into place.

2. Limited – This document, in contrast to the general type, authorizes the agent to make decisions for the principal on particular affairs for a limited time. That means the authority ends at the period indicated on the document. Just like the previous legal document type, it also ends at the death, mental illness, or disability of the principal. 

3. Durable – It grants the agent the right to act on the principal’s behalf even after he or she has become mentally incapacitated. Thus, the agent can make crucial decisions for you when you are unable to do so. The document takes effect right after the principal and attorney-in-fact have signed it, and it ends when the principal dies.  

4. Springing – This legal document is created in such a way that it takes effect only after the principal has become mentally disabled. When writing the document, one has to make sure that it clearly explains how to determine the occurrence of the springing event. 

You may also consider using separate powers of attorney to designate another person who will be responsible for your health care and finances. For example, a financial power of attorney allows the agent to perform certain tasks such as handling your properties or paying your bills when you cannot do it, such as when you are out of the country or hospitalized for a brief period.

The legal documents for each authority to be granted must indicate the terms that the agent must follow to act out your needs and wishes.  

You can’t predict when knowing something extra about Power Of Attorney will come in handy. If you learned anything new about Power Of Attorney in this article, you should file the article where you can find it again.

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Jan 27 2012

Juicearian

Category: Rawfood DietAnders Eriksson @ 3:36 am

Many people have heard of juice fasts as a means of detoxifying the body. Followers of a raw foods regimen also include juices as part of their nutrition. Nearly anything can be juiced – fruits and vegetables, primarily. It’s a form of concentrated nutrition. Some raw foodists drink only fresh fruit juices.

In addition, fruit and vegetable juices are good sources of the traditional nutrients. Citrus fruits (grapefruit, oranges, etc.) provide a healthy portion of vitamin C. Carrot juice contains large quantities of vitamin A, in the form of beta carotene. A number of green juices are a good source of vitamin E. Fruit juices are a good source of essential minerals like iron, copper, potassium, sodium, iodine, and magnesium, which are bound by the plant in a form that is most easily assimilated during digestion.

While fruit and vegetable juices are the most common form of juice, wheatgrass juice has been getting a lot of attention lately because of the denseness of nutrients it contains.

You may not consider everything you just read to be crucial information about Rawfood Diet. But don’t be surprised if you find yourself recalling and using this very information in the next few days.

The primary advantage of truly fresh wheatgrass juice – juice made from raw, live, soil-grown wheat grass, is the apparent high level of life force energy that it contains. It is one of the few truly fresh foods available (sprouts are another). The grass is alive and growing right up to the time it is juiced, and hopefully you are drinking it within a few minutes or so of juicing. Most of us get our green veggies from markets, and they were picked days ago and refrigerated – losing vitality the whole time.

(It is an even worse situation for fruit, which may be picked weeks before you eat it, and in some cases, held in cold storage for months – losing vitality the whole time.)

In contrast, one can grow wheatgrass indoors, and enjoy it when it is truly fresh.

In conclusion, drinking plenty of fresh fruit juices daily will cleanse your system, make you feel completely energized and last but not least, you will look beautiful. People will wonder what you are doing differently!

About the Author
By Anders Eriksson, now offering the host then profit baby plan for only $1 over at Host Then Profit


Jan 26 2012

Specialist Home Inspectors for Inspection of Old Homes

Category: Home InspectorAnders Eriksson @ 8:09 am

Are you considering getting a home inspection for an old home? The general home inspector could very well do the job. But there might be instances or cases when there is a need to hire specialists to make sure inspections of specific areas would be accurate.

The home inspector is a certified and experienced professional in carrying out home inspections. However, he might not be able to cover all aspects and parts of the home. A regular inspector might be able to tell if there is something wrong with an air conditioning and heating system, for example, but he could not exactly identify malfunctions and faulty linings. Thus, you should prepare hiring the services of specialists who cover specific areas or aspects of the home.

Mold – You know molds are fungi, microorganisms that might trigger several health problems to inhabitants. However, there are many types of molds. They should be especially tested to ensure good and healthy air quality inside the house.

Formaldehyde – Old homes could have been constructed using building materials that may contain chemicals like formaldehyde, a flammable gas that has also been proven to cause specific cancers in rats.
Well – If the home has a well, a specialist should be hired to inspect the appropriateness and reliability of the well’s construction. Several aspects should be focused on the inspection like depth of water table and water sanitation.

Water systems – A plumber is a professional in handling and inspecting galvanized pipes. Clogged pipes should be fixed immediately before more mess and trouble occurs.

You can see that there’s practical value in learning more about Home Inspector. Can you think of ways to apply what’s been covered so far?

Trees around the house – An arborist is a specialist in trees. Home inspections should not miss trees and plants in the surroundings, which might affect the air quality and security of the home.
Roof – Home inspectors generally inspect roofs. However, for old homes, there might be a need for specialists who are certified in inspecting old roofing systems. Such specialists could very much identify possible problems in the roof.

Pool and spa – Only specialists could estimate life expectancy and reliability of components like spa blower and heaters. They are the only professionals who could also check and identify leaks.

Easements and encroachments – Title policies basically disclose easements. However, before buying any home, especially old ones, you have to commission specialized physical inspections. You may ask the title company about actual easement records and documents from public records.
Square footage – You may hire an appraiser instead if you aim to verify square footage of the house. Public records are basically input by people, making them susceptible to human error.

Methane gas or radon – Mitigation contractors could inspect for methane gas or radon. They could also accurately recommend measures and solutions to get rid of such dangerous elements, which might be present in the interior.
Sewerage or septic system – Old homes might not be properly connected to a public sewerage system. Commission a sewer inspection. The process would use modern technology through digital cameras that would be inserted into sewer lines.

Lead-based paint – It was only in 1978 that lead-based paint was banned in the United States. Thus, old homes constructed before the year should be tested for presence of lead-based paint. Lead abatement contractors should be hired to remove such paint.

As you consider hiring a home inspector, first look at the age of the house. Newer homes may not require tedious and specified inspections. Older houses certainly do.

Of course, it’s impossible to put everything about Home Inspector into just one article. But you can’t deny that you’ve just added to your understanding about Home Inspector, and that’s time well spent.

About the Author
By Anders Eriksson, feel free to visit his soon to be top ranked Perpetual20 training site: Perpetual 20


Jan 25 2012

Lightspeed

Category: Paid SurveysAnders Eriksson @ 5:22 pm

One of the highest rated online survey companies is Lightspeedpanel.com. Lightspeed began a few years ago and since then has built a reputation as being a legitimate way for consumers to receive cash and other prizes in exchange for sharing their opinion about certain products.

Lightspeed is open only to residents of the United States and Canada. Only one person per household can sign up for an account. To join the panel, you need to complete a questionnaire requiring demographic information. You will also need to provide your e-mail address, telephone number and personal address. As is the case with many legitimate online survey companies, Lightspeed maintains a strict privacy policy. They will not sell your telephone number or other personal information to third parties. They also won’t spam your e-mail inbox with hundreds of “free offers.”

Once you’ve answered the application with truthful answers, you’ll submit the form and receive an e-mail within 24 hours providing you with a link to your account. You’ll be asked to use a password to access your account; you can use any password you like.

Lightspeed offers a “points” system. You’ll earn up to 10,000 points for completing a survey or “marketing project.” The number of points earned is determined by the length of time it takes to complete the survey. Once you have accumulated 600 points, you can easily redeem them for gift cards or cash. If you decide to redeem the points for cash, the funds will be deposited into your Paypal account within 30 days.

Most of this information comes straight from the Paid Surveys pros. Careful reading to the end virtually guarantees that you’ll know what they know.

You can choose which surveys in which to participate by visiting the user-friendly website, where you can also keep track of your points. Lightspeed will also send you special survey offers via e-mail, so you should add them to your address book to prevent the e-mails from being misconstrued as “spam.”

If you are inactive for nine months, Lightspeed will cancel your account any accumulated points will be forfeited. If you are in the process of joining several online survey companies, make sure to keep this account active so you don’t end up wasting your time.

In addition to earning points by taking surveys, a lightspeed panelist can earn points by visiting websites and participating in certain activities, including games. Lightspeed posts the points to your account within 30 days after your participation in a survey or online activity.

Lightspeed is a fun and easy way to earn a few extra dollars online. Be forewarned, however, that if you earn over $600 in cash in a year’s time, you will need to complete a 1099 form and declare the earnings on your income tax statement.

I’m actually glad I joined this site a few weeks ago. Since then, I’ve accumulated several hundred points for answering very brief surveys and playing one game on a website. I have not been flooded with unwanted e-mails from the site nor have I received any calls relating to my participation on this website. I like the idea that although the cash incentive is taxable after $600, you can elect to redeem your points in prizes that you can actually use, like gift cards. On the whole, on a scale of one to ten, I give Lightspeed an 8. It’s honest, easy and fun.

You can’t predict when knowing something extra about Paid Surveys will come in handy. If you learned anything new about Paid Surveys in this article, you should file the article where you can find it again.

About the Author
By Anders Eriksson, proud owner of this top ranked web hosting reseller site: GVO


Jan 25 2012

Blarry House Research

Category: Paid SurveysAnders Eriksson @ 7:58 am

Blarry.com is the website for Blarry House Research, located in San Francisco. This company is an online survey company that conducts its research through focus groups, rather than questionnaires. The focus groups meet either on the internet or by telephone. Participants are asked to give their candid responses about their professions, hobbies and even breakfast cereals. The focus group is comprised of people from similar backgrounds or use the same products (for example, everyone who likes Captain Crunch cereal).

Blarry.com is open only to United States residents older than age 13. This is yet another way for your teenager to earn money; however only one person in the family can participate in each focus group. You can, as an adult, sign up for the site and have your teenager participate in a particular focus group, so even though you have one account, other members of the family can participate.

Payment for participation in a focus group ranges from $40 to $150. This is a nice survey company to join, the pay is good, although the focus groups generally take about an hour of your time. The company is based in California, so if you are planning on participating in a teleconference forum, you should have unlimited long distance service on your phone; otherwise you may end up paying more for the call than you earn in the survey.

The only drawback to participating in this site is that you can’t expect to participate on a weekly basis. But the more you answer “yes” to the general questionnaire you complete upon joining the site makes you eligible for more focus group participation. Payment is sent to your home in the form of a check.

You may not consider everything you just read to be crucial information about Paid Surveys. But don’t be surprised if you find yourself recalling and using this very information in the next few days.

There are many positive aspects about joining this site, besides the money. Blarry.com will never try to sell you anything. Since joining, I’ve received only a few e-mails and participated in one focus group, which was via internet. I have not yet participated in a teleconference. The internet focus group was conducted as a “chat session” and was quite painless.

In addition to not trying to sell you anything or spamming your inbox, Blarry.com maintains your privacy and will not sell your information to those who do want to sell you something. This cuts down considerably on unwanted telemarketing calls.

Blarry.com is very similar to survey groups I participated in years ago, before the advent of the Internet. A panel of people who fit the criteria is selected and they give their views about a different product or service. Yes, the chat session or teleconference is lengthy, but pays well. They also cater to people who work outside the home during the day as most of the focus groups meet in the evening; however, if you live on the East coast, you have to account for the three hour time difference.

I truly enjoy being a member of this survey company. It’s honest, professional and pays a decent amount of money to individuals for their time. Best of all, you are not limited as to how many focus groups in which you can participate.

If you are looking for a legitimate way to earn a few extra dollars (you aren’t going to retire on the money you earn from this site), and enjoy giving your opinion in front of other people, this site is for you.

That’s how things stand right now. Keep in mind that any subject can change over time, so be sure you keep up with the latest news.

About the Author
By Anders Eriksson, proud owner of this top ranked web hosting reseller site: GVO


Jan 24 2012

Power of Attorney: What to Consider in Choosing an Attorney-in-Fact

Category: Power Of AttorneyAnders Eriksson @ 5:04 am

In today’s world, it seems that almost any topic is open for debate. While I was gathering facts for this article, I was quite surprised to find some of the issues I thought were settled are actually still being openly discussed.

Are you having difficulty choosing your attorney-in-fact? Of course, the choices may seem obvious to you: your spouse, child, brother, sister, or friend. But deciding whom you will entrust your assets, money, and health (even your life) can be very tough. To make the selection process a bit easier for you, take heed of the following considerations that you must include when nominating a person in your power of attorney.

• Age – It is a basic factor in determining whether someone is fit to become your attorney-in-fact. You must choose a person who is a lot younger than you are since he or she can carry out the responsibilities for a longer time compared to the older ones. Also, younger people are relatively healthier than their older counterparts, so you can be sure that they can handle your assets without much hassle.

• The person who can do the duties – Typically, elderly people appoint their eldest child as their agent. But how can you be so sure that your child will be able to perform all the responsibilities? If you have more than one child, it would be wise to divide the POA among the children who can handle the duties you require. Also, it helps to assess your children to determine which ones can decide according to your best interest or your wishes. That means going for someone who will manage your finances and personal matters just as you would have.

• Trust – Your level of trust matters a lot when deciding whom you will authorize to make important decisions on your behalf. Ideally, this person should be someone whom you trust your life with.

Knowledge can give you a real advantage. To make sure you’re fully informed about Power Of Attorney, keep reading.

• Comfort – The person you will choose to be your agent must be someone who you are comfortable dealing with. On the process of drafting the power-of-attorney document, you will have to discuss all the terms in it, and it is important that the agent won’t be too much of a headache for you.

• Amount of control – How much authority are you willing to grant to your agent in terms of decision-making and performing your tasks on your behalf? That is a crucial decision you need to address when selecting the right attorney-in-fact. You may opt for several limited powers of attorney if you are not comfortable with the idea of giving your agent full control over your assets and personal matters. Limited powers of attorney assign particular tasks to an attorney-in-fact. You may even opt to set a specific period for the authorization to take effect.

• Legal requirements – A person must meet certain requirements according to the laws in your state. One of the requirements in most states is that an agent should be of sound mind to be able to make the right decisions when it comes to the finances, properties, or health of his or her principal.

Creating a power of attorney gives you an assurance that nothing will go wrong with your assets and finances and that your wishes will be carried out just as you planned. Part of that peace of mind comes from choosing the best person who will serve as your attorney-in-fact.

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Jan 23 2012

Raw Food and Skin Health

Category: Rawfood DietAnders Eriksson @ 12:15 pm

What’s the largest organ in your body? It’s your skin! It provides a protective covering for the other organs of the body. It changes to regulate your internal body temperature. And it’s a good indicator of overall health and well-being.

People spend thousands of dollars on skin preparations to make your skin look vibrant and glowing. They’re all topical products – products that we put on top of our skin. But if we spent just a fraction of the money we spend on these preparations on RAW FOODS, we’d begin to see an immediate change in the texture of our skin.

When you eat raw foods, you put more of the essential vitamins and amino acids your body needs into it. You’re also adding moisture – naturally. Raw foods have a much higher moisture content than cooked foods, simply because the cooking process takes out so much essential moisture.

Those of you not familiar with the latest on Rawfood Diet now have at least a basic understanding. But there’s more to come.

Your skin is a mirror of what’s going on in the rest of your body. And when your organs and blood are fed the nutrition they need to function properly, that shows in your skin. Get your vitamins and moisture from foods like apples and carrots. When you do, then phrases like “inner beauty” and “inner glow” will be applied to YOU. Your skin is what’s presented to the rest of the world and healthy, glowing skin makes the best first impression.

When you start adding raw foods to your diet, things will just naturally fall into place. You’ll feel better. You’ll look better. People will react to you more positively. You’ll have so much more energy for your work, your friends, and your family. And this kind of energy is a self-perpetuating thing. You don’t need self-help books and expensive moisturizers and plastic surgery.

When your body and skin are getting their essential nutrition with raw, uncooked foods, you’ll look and feel your best, NATURALLY!

About the Author
By Anders Eriksson, proud owner of this top ranked web hosting reseller site: GVO


Jan 23 2012

How an Agent in Your Power of Attorney should Manage Your Money

Category: Power Of AttorneyAnders Eriksson @ 12:46 am

Do you ever feel like you know just enough about Power Of Attorney to be dangerous? Let’s see if we can fill in some of the gaps with the latest info from Power Of Attorney experts.

The power of attorney is most welcomed by many people because of its function to appoint a person to make decisions on your behalf. In case you get sick or you go out of the country and there would be important errands or transactions to be done, you could be sure someone would appropriately takeover to make sure everything is in place. If you are considering getting a power of attorney, you should make sure you are appointing the right agent or attorney-in-fact (the person who would be given authority to make or execute decisions for you).

One usual issue about power of attorney and appointment of agents is the way the person manages or handles finances. In the power of attorney, especially for the ‘durable’ one, that same agent is given the full authority to manage and handle all your money and assets in case you get mentally incapacitated. That is why many people choose to appoint their spouses or relatives as agents. But there are still issues and conflicts arising in such situations.

How could you make sure your agent would be using the authority well? First, you should appoint a person who you have already proven to be trustworthy and reliable. He/She should be highly ethical so as not to defraud you or steal money from you. Second, that person should have the ability to prudently and effectively manage finances. If not, he/she should be humble and wise enough to seek assistance from experts and professionals to make sure your finances are well managed and handled.

The information about Power Of Attorney presented here will do one of two things: either it will reinforce what you know about Power Of Attorney or it will teach you something new. Both are good outcomes.

To be able to handle and manage your finances better, your agent must always decide to keep his/her own money separate from yours. Thus, there would be no confusion. The agent must not be personally involved in any transaction where he or she is representing your interests. For example, he/she must not be a stock investor who would gain more from buying your shares in a company in an inappropriate manner or pricing. The agent should be firm in keeping accurate all records pertaining to all transactions he/she gets into on your behalf.

You could have the option not to include specifications or instructions that would give your agent the permission to transfer to himself/herself any of your property or bank account. The law usually allows the agent to transfer your assets to your spouse (if your agent is not your spouse). However, the law does not allow him/her to transfer any of your properties to any other individuals, even your children.

Always seek the assistance and guidance of your private attorney when making or drafting the content and provisions of your power of attorney. It is more recommended that you do so especially if the document would involve your properties, savings, and income. You could still safeguard your assets even if you get into a power of attorney. That is if you could be more wise and prudent in making decisions.

About the Author
By Anders Eriksson, now offering the host then profit baby plan for only $1 over at Host Then Profit


Jan 22 2012

Important Things You Need to Know About Home Inspection

Category: Home InspectorAnders Eriksson @ 11:45 am

Are you looking for some inside information on Home Inspector? Here’s an up-to-date report from Home Inspector experts who should know.

If you plan to protect your home investment, there are important things you need to know about a good home inspection. Many ignore the fact that a home inspector is an important factor that can help you ensure and protect your investment, be it in a new house or not.

So here are some very important concerns you may try to consider;

What exactly is a home inspection process? Principally, it is the visual examination of a house’s physical structure and utility systems, which starts from the roof down to the foundation and structural integrity. How does a home inspector go about the examination process? A standard home inspection report provides an overall report as to the condition of the home’s internal and external set-up, ranging from the house’s interior plumbing, electrical and heating system; central air conditioning system; roof and attic; visible insulation.

The inspection also includes walls, ceilings, floors, windows and doors; the foundation structure that includes the basement and structural components.

In most states in the US, the American Society of Home Inspectors (ASHI) regularly publishes the Standards of Practice and Code of Ethics that outlines and provide guidelines as to what should be expected during a, inspection process and what should constitute an inspection report.

Why is it important to have a home inspection prior to selling or buying a house?

Purchasing a house can indeed be the biggest and largest single investment one can ever make and the importance of a home inspection is simply to minimize unpleasant and untoward surprises or unexpected difficulties. Surely, who would not want to learn everything that there is to know and be aware of about a newly constructed or existing house.

It’s really a good idea to probe a little deeper into the subject of Home Inspector. What you learn may give you the confidence you need to venture into new areas.

It is during the inspection process that an owner gets to know the degree of upgrade or repairs a home may need to make, as well as identify the need for major repairs or the need to cofrrect builder oversights, if any.
It is important to know the need for maintenance to keep it in tip top shape.

Even when you do not plan to sell or buy a house, a home inspection can also help identify problems that could arise with your existing home and suggest preventive measures that can surely help prevent costly repairs that may likely occur in the very near future.

And if you are planning to sell your home, the home inspection can also give you the idea whether the house may need repairs and ensure that it is in a good better selling condition before it is offered in the market.

How much does a home inspection usually cost? The fee varies, with basic considerations as to the geography, distance, territory and the inspection service it requires.

There are a number of factors to also consider, like the size, age and materials the house is made of, as well as value- added or optional services like radon, moisture or septic testing.

But the cost should not deter one to seek a home inspection, since it is the best way to seek preventive measures for the home that could eventually lead you to spend thousands of dollars of repairs if unheeded.

So these are but some of the many important questions many people may ask when it comes to home inspections and it is also good to be aware of the important things you need to know about a good home inspection.

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Jan 22 2012

MySurvey

Category: Paid SurveysAnders Eriksson @ 9:21 am

I joined MySurvey.com in an effort to make a few extra dollars while being laid off of work. The idea of making easy money from home appeals to most people, and if you have a computer, online survey gigs are a good way to start.

They aren’t going to pay your mortgage. You’d have to do surveys non-stop for days straight to make any real money. But if you can manage to do a few surveys a day and keep up with the different websites, you can make a nice supplemental income to enable you to buy the “extras.”

MySurvey.com is a little different than some of the other online survey companies I joined. For one, instead of awarding you instant cash per survey, they give you points. Each survey you complete is worth about 10 points. Once you reach 1,000 points, you can redeem them for cash, prizes or make a charitable donation.

The nice thing about MySurvey.com is that the surveys are short and easy. You can easily do about 10 surveys in a half an hour and earn 100 points. For each 1,000 points, members earn $10 in cash. Each time a participant earns $10 in cash, they can opt to have a check sent to them from MySurvey.com.

Not all surveys are worth 10 points. Some of them can earn an individual 1500 points. In addition, several times a year, 50,000 points are awarded to a lucky member of MySurvey.com. And every month, a lucky winner receives a bonus of 10,000 points.

The information about Paid Surveys presented here will do one of two things: either it will reinforce what you know about Paid Surveys or it will teach you something new. Both are good outcomes.

One of the nice things about this site is that you are not inundated with telephone calls from solicitors. Since I joined, I have not received any calls from any telemarketers. MySurvey is generally just interested in getting opinions about their advertiser’s products.

I also like the concept of donating the money to charity. Some of the charities this website supports include The American Heart Association, The Make a Wish Foundation and Save the Children. I’m quite an advocate for children’s charities, particularly the “Make a Wish Foundation.”

Those who accumulate a lot of points have the option of donating some of their earnings to a charity and taking the rest of the earnings in cash or prizes. Only those people living in the contiguous 48 states are eligible to participate in MySurvey.com. It is not open to those in other countries.

Another way to earn points is to refer a member to the website. For each referral, you earn 150 points. These points can add up very quickly. Members also receive 45 points for just signing up on the website. However, you must remain active in order to maintain your membership. It is best to add MySurvey.com to you list of favorites, or bookmarks, and take a survey every other day or so. Inactive members are sent three e-mails. If, after the third e-mail, the member does not respond, the account is cancelled and all points are forfeited.

To avoid missing any e-mails, you should add the website to your address book, so the e-mails don’t go into your spam folder. The first e-mail I received from MySurvey.com was directed to my spam folder; luckily, I was expecting it and was able to respond.

Participating in online surveys is a fun, effortless way to earn some cash while sitting at home. MySurvey.com makes it easy to do this.

Those who only know one or two facts about Paid Surveys can be confused by misleading information. The best way to help those who are misled is to gently correct them with the truths you’re learning here.

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